Apps That Reward You for Completing Habits: 8 With a Real Reward System

Plenty of habit trackers say they reward you. Usually that means a badge, a streak flame, or clothes for a cartoon pet. Nice for a week, and then it stops working, because none of it is anything you actually wanted.

A real reward system works the other way round. Each habit you finish earns points, you write your own list of rewards (a coffee out, an evening of gaming, a new book), you give each one a price, and you claim it once you’ve earned enough. That’s the system behind every app on this list.

We checked eight of them on the US App Store and Google Play on October 22, 2026. One is ours, Habit Rewards. We’re not affiliated with any of the others, and we’ve described them from their own store pages.

At a glance

Prices are the US App Store list prices on October 22, 2026; ratings are the US App Store count that day. Prices change, so check the store before you buy.

Three kinds of “reward”, and why it matters

Before picking an app, check which kind of reward it means.

Everything in the table above is the third kind.

1. Habit Rewards: coins for habits, spent on real treats

This one is ours. Every habit pays coins, and you pick how many: 1, 4, 8 or 16, or your own number, so the hard habits pay the most. You build a list of rewards, each with a coin price, and claim one when your balance covers it. Stuck for ideas? The app has a set of ready-made reward ideas to start from.

A few things that come from that one loop:

Habit Rewards is on iPhone and Android, with home-screen widgets on both. It’s free for three habits and three rewards (one-off tasks don’t count toward the limit); Pro removes the limits.

Good for: people who already treat themselves and want the treat to be earned.

Less good if: you want a game world, an avatar or a social feed. It’s deliberately just habits, coins and your rewards.

2. Habitica: the RPG

Habitica turns your habits, dailies and to-dos into a role-playing game. Checking things off earns Gold and experience for your pixel-art avatar. You can spend the Gold on gear, or add your own rewards to the Rewards column and buy them like anything else. Missed dailies cost your avatar health, and you can team up with friends in a party. The whole app is free; the subscription is optional.

Good for: people who love RPGs and want friends keeping them honest.

Less good if: you only want the reward part. Your own rewards sit next to a full game, and the game tends to take over. (More in apps like Habitica.)

3. LifeUp (Android) and ulives (iPhone): build your own game

LifeUp lets you design the whole system: tasks pay coins and XP toward skills you invent, and you stock your own shop, setting each item’s price, how many are in stock and what happens when you use it. There are loot boxes, crafting and achievements too. It’s a one-off $4.99 on Android. On iPhone, the same team’s app is ulives (LifeUp for iPhone has the details).

Good for: people who enjoy building systems and want every rule to be theirs.

Less good if: you want to be set up in two minutes.

4. Rewardly: surprise points

Rewardly’s twist is randomness: completing a habit can drop points, sometimes a big drop, and you spend them on rewards you set yourself. It also has habit buddies (off unless you turn them on), widgets and habit-strength scores, and keeps your data on your device unless you share. iPhone and Android.

Good for: people who like a bit of a slot-machine surprise.

Less good if: you want to know exactly what each habit is worth. Random payouts make it hard to price a reward in days of effort.

5. HabitScore: points and a history

HabitScore keeps it plain: daily, weekly and monthly habits earn points, and you redeem them for rewards you define, with a history of what you earned and spent. It has reminders, charts, a calendar view, a widget and dark mode. iPhone.

Good for: a simple points-and-rewards tracker without a game layer.

Less good if: you’re on Android, or want to give hard habits more points than easy ones (the store page doesn’t mention it).

6. Fun Habit: points up and down

Fun Habit pays points for good habits and takes points off for behaviour you want to cut down, like late nights or impulse spending. Rewards go on a wish list with the points needed, from a rest day to a trip. Its store page also pitches it as a family points chart. iPhone, with a $10.99 lifetime upgrade.

Good for: people who want losses as well as gains, and families who want one points record.

Less good if: you’d rather not be penalised at all.

7. Goal Tracker: Challenges: rewards tied to goals

This app (it used to be called “Habit Tracker: Goals & Rewards”) links habits, tasks and Pomodoro focus sessions to bigger goals. Every check-in earns points toward a reward catalog with thresholds you set, and focus sessions earn bonus points. iPhone and Android.

Good for: people who think in goals first and habits second.

Less good if: you only want a short daily list. It has a lot of moving parts.

8. Dailies: an RPG with a shop

Dailies is a gamified tracker where habits, goals and skills earn coins and XP across four areas of life: Health, Wealth, Mind and Social. You spend coins in a personal shop, and you can share habits with friends or a partner. iPhone and Android.

Good for: levelling up several areas of life at once, with someone else.

Less good if: you want something light. It also has skill logging, a focus timer and reading and language trackers.

How to pick

Ask what you want the points to do.

Whichever you pick, the rewards decide whether it lasts. Price them in days of effort: something small for about a day of habits, a bigger treat for a good week, something you really want for a month. If you’d like to try the system on paper first, start with a reward chart for adults, and if you need ideas, here are 70 ways to reward yourself.

Trying it in Habit Rewards

Habit Rewards is built around exactly this loop: habits pay coins, and coins buy rewards you price yourself.

Add a habit, give it a coin value, add a reward with a price, and claim it when you’ve earned it. Three habits and three rewards are free on iPhone and Android.

FAQ

Is there an app that rewards you for completing habits? Yes. Habit Rewards, Habitica, LifeUp / ulives, Rewardly, HabitScore, Fun Habit, Goal Tracker: Challenges and Dailies all pay points or coins for finished habits that you can spend on rewards you set yourself. The app can’t buy you the coffee, but it decides when you’ve earned it.

What’s a self-reward system? A deal with yourself: each habit earns points, each reward has a points price, and you only claim a reward when your balance covers it. Writing the prices down in advance is what stops “I deserve this” from happening every day.

Do any habit apps pay real money? Not the habit trackers here. Apps that pay cash or gift cards usually do it for surveys, games or shopping, and a few habit apps offer partner vouchers. In a self-reward app, the reward is something you buy or allow yourself, earned with points.

How many points should a habit be worth? Keep a few fixed levels, like 1, 4, 8 and 16, and give the most to the habit you’re most likely to skip. Then price rewards by how many days of habits they should take.

Is Habit Rewards free? Yes, for three habits and three rewards, with coins, streaks, reminders and widgets. Pro removes the limits; in the US it’s $29.99 a year after a 7-day free trial.

✅ Try Habit Rewards: the habit tracker that pays you

Every habit pays coins by how hard it is (1, 4, 8 or 16). Write your own reward list, put a coin price on each treat, and claim it once you've earned it.

• Daily, weekly and monthly habits, plus one-off tasks that pay coins
• Reminders, streaks and home-screen widgets
• A 10-coin Skip for the days you can't
• Free for three habits, on iPhone and Android

Get Habit Rewards free

On a computer? Scan the code with your phone (it opens the App Store or Google Play), or get it on the App Store.

Using Notion?

Start with our free Notion habit tracker and formulas, or get the aesthetic Notion Habit Tracker template with heatmaps and streaks.